What Is an MVNO?

An MVNO (mobile virtual network operator) is a carrier that does not own its own towers. It buys access to a big carrier's network and sells service under its own brand, usually for less.

Why they cost less

• They spend less on stores, advertising and phone subsidies.
• Most sell prepaid plans online, which keeps costs down.
• The big carriers sell them access in bulk, often to reach budget shoppers.

Same towers, different priority

When you use an MVNO you connect to the host network's towers, so coverage is generally the same. During heavy congestion, though, the host carrier's own customers may get priority, which can mean slower speeds at busy times and places.

Things to check

• Which network it uses — Pick an MVNO on the network that works best where you live.
• Data priority — Some plans include "premium" data before you may be deprioritized.
• Extras — Hotspot, international calling, Wi-Fi calling and eSIM support vary by plan.
• Customer support — Many MVNOs are online-only, with chat or app-based support.

Who should consider one

Most people who want a lower bill and do not need in-store support. It is a good fit if you already own an unlocked phone. See our list of popular carriers and their networks.